Shop Insurance

Shop Insurance

Looking for Shop Insurance? Needham Commercial Insurance can get you the cover you need.

For competitive rates and quality Retailer Insurance, call us now on 02476 326 213 or get in touch with your enquiry here.
 

Who needs Shop Insurance?

If you run a shop or retail business of any description, you will need retailer insurance. Whether you run a small independent green grocers or a larger specialist shop, getting the right shop insurance is critical. 
 
To get a range of quotes or for more information, contact us here. Alternatively you can give us a call on 02476 326 213 to discuss your requirements further.

What cover is included in a Shop Insurance Policy?

Covers vary and can be tailored to your specific needs. However, when you buy Shop Insurance for your business, you would typically expect a number of areas to be covered:
  • Public Liability Insurance - because you have members of the public coming to your premises, you will need public liability shop insurance. This will protect you from any claim arising from a member of the public - your customers - being injured or having their property damaged while at your premises. It could be a retail display falls over or a customer slips on a recently mopped floor. 
  • Employers liability insurance - If you have staff serving the public or working on your retail premises at all, you will need employers liability insurance to compensate you for any injury or illness to a member of staff while at work.
  • Stock and Contents Insurance - Naturally, your stock is important to you. A Shop Insurance Policy will insure your stock against theft, damage or destruction caused - for example by a flood or fire. Policies vary and you can allow for seasonal variation in stock levels - many shops carry more stock at critical times of the year such as Christmas. Similarly, you may wish to specifically cover high value stock such as cigarettes or alcohol.

Why compare Shop Insurance with Needham Insurance Brokers?

Needham Insurance is a well established community insurance broker with almost 40 years experience supporting independent retail businesses with their insurance requirements. We can compare a range of policies for you in a matter of minutes and provide advice, where required, on what might suit your business needs best.
 
To get a range of quotes or for more information, contact us here. Alternatively you can give us a call on 02476 326 213 to discuss your requirements further.

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Needham Insurance Services is Authorised and Regulated by the Financial Conduct Authority. FCA Number 304514 Registered in England and Wales.         Registered number: 4066049.  Registered office: Needham Commercial Insurance Services, Manor Court Chambers, Townsend Drive, Attleborough Fields Industrial Estate, Nuneaton, CV11 6RU

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